![]() ![]() Vision policies have a set allowance for such needs, so customers will spend less out of pocket when getting new contact lenses or eyeglasses. ![]() Seniors who require corrective lenses or who manage an eye-related condition with an optometrist will benefit most financially from having vision insurance. With a fairly priced policy, the cost of one eye exam can easily recompense expenses on policy premiums. The nonprofit organization FAIR Health states that an eye exam’s cost ranges between $128-$200, and the average co-pay for examinations is around $20 per visit. However, those with an eye-related condition or really poor vision will want to come in twice per year. It is recommended that seniors over the age of 64 receive a comprehensive eye examination once a year, according to the American Optometric Organization. Vision insurance is a wise investment for most seniors, as age tends to bring about weaker vision and can foster a number of age-related eye conditions such as macular degeneration, glaucoma, cataracts and dry eyes to name a few. Why is Vision Insurance a Good Investment for Seniors? ![]() The best advice here is to shop around or use a search company that will ease the process of getting matched up with the best carrier within your budge. Other affordable options for seniors is to purchase a Vision Service Plan (VSP). Seniors who are still covered under an employer-sponsored plan may have the option to participate in a flexible spending account for vision care. will also play a role in determining the final cost of a vision insurance premium. Other factors such as where the applicant lives, their age, the level of coverage requested, etc. How much vision insurance costs will depend on a number of factors including whether the coverage is employer provided and whether it is bundled with a larger policy such as health and dental.
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